The Best Rates

With PaymentSphere you pay lower rates to keep your sale where it should be - in your account.

Get Paid Faster

The fastest and least expensive way to get your money. Receive payments in one to two days through direct deposit.

No Startup Fee

There are no setup costs with PaymentSphere. Receive your gateway and processing software for no up-front cost.

No Annual Fee

There are no annual fees with your account. You can start accepting payments in as little as 24 hours with no risk.

Credit Cards and Checks

Accept all major forms of payment Visa, Mastecard, Discover, Amex. Credit cards and checks all on a single gateway. High Risk Merchant Accounts Welcome.

Online Reporting

View your transactions and view your account with our easy to understand reporting package. Multi-user access. Email Invoicing. Online Portal


Recurring Billing

You can setup subscriptions and charge customers on any recurring schedule via credit card or echeck.

Free Mobile App

Process your transactions from your smartphone via webform or with a credit card reader.

Discover your potential

Web sales totaled $404.91 billion in 2023


Ecommerce has never been easier

Sign up with PaymentSphere and put ecommerce to work for you. It has never been easier to accept payments and with PaymentSphere there are no annual fees and there is never a setup fee. You get the industries fastest payment system so there is no waiting for your money and the industries best rates so you get more of what you earned.

Get Started

How It Works

Three easy steps to accepting credit cards.

Sign Up

Complete the online Merchant Application. Remember, there are no setup fees.

Sign up

Receive Credentials

Upon approval, normally within 48 hours, you will receive an email with your account credentials.

Process Credit Cards

Log into your gateway account or mobile application to process credit cards.

Contact Us



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